Attention homeowners in La Salle and La Salle County: Get an Appraisal today!

See the top reasons IL homeowners use George Company:

  1. Find the right listing price (whether they're selling the home on their own or using a real estate agent)
  2. To challenge a IL property tax assessment
  3. Remove PMI to lower your mortgage payments
  4. Reinstate your Home Equity Line of Credit (or HELOC)
  5. To review another appraiser's report for verification
  6. In the case of a IL divorce, when real estate needs to be divided
  7. Determine the true market value of real estate in question to settle an estate in La Salle county or IL

Do you own a home in or near La Salle? Do you need help determining the value of your real estate?
Contact George Company.

At George Company, we understand the individual needs of a homeowner in need of appraisal services. Our business practices and reporting formats are relatively routine to our business clients like lenders, lawyers, and CPAs. Being a regular person not in the real estate industry that ordinarily doesn't see an appraisal every day,you can expect extra guidance and explanations through the appraisal process to more clearly understand what we do and how we report our conclusions.

For Sale By Owner/Pre-Listing Services

Since you have an emotional attachment to your own house, it's often very hard to be objective about it. Professional appraisers, like the ones at George Company, are objective. We will tell you what you need to know, not just what you want to hear. A professional appraisal is very important as a negotiating tool once you have a potential buyer, in addition to helping you set a realistic selling price so your home will attract interested buyers. The appraisal is something tangible to show the buyer. It's an independent third party's opinion of your home's price, and not just how much your home is worth. Potential buyers know you have an emotional attachment to your home and will be much more likely to give credibility to a qualified appraiser's value conclusion than yours.

Appraisals to remove PMI

PMI stands for Private Mortgage Insurance. A fashionable way to save money for homeowners is getting the PMI removed from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan is below 80% of the value of your property, in most cases you can apply to your lender to have the PMI removed from your loan, which will make your monthly payments go down. We are experienced in helping homeowners just like you rid themselves of unnecessary PMI insurance.

Challenging La Salle county's assessment of your property

Lets say you live in an area that's declining -- your local tax assessor may have your home overvalued. That only means you are going to pay more taxes than you should. The quicker you take care of things like this, the better off you'll be, since your property assessment may likely go up again in the next period. Getting an appraisal report from George Company is your chief weapon when challenging your property tax assessment.

HELOC recently frozen?

If your property is close to a declining area, your lender might just decide to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. Not only can this be disadvantageous from a cash flow point of view, but it can be negative on your credit score since it may appear as though that credit line is maxed out. A professional appraisal from George Company can help you reinstate your HELOC.

Field and Desktop Appraisal Review Services

Have you just been given a copy of your appraisal and you'd like to have a professional double-check it for preciseness or do you desire a second opinion without the charge and delay of waiting for a whole new appraisal? In a field review we'll go out and check the subject and comps. If you need it ASAP, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide you with a a retrospective review of any appraisal you may have had in the past. Even though this is usually requested by banks, you may need to employ this service if you suspect mortgage fraud related to your home.